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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,484 | $135,956+54.1% | $123,894+69.1% | $273,972-23.5% |
| Participation rate | 71.4% | 84.1%-12.6pp | 81.4%-10.0pp | 83.0%-11.6pp |
| Annual return | 6.78% | 56.63%-49.9pp | 47.52%-40.7pp | 41.46%-34.7pp |
| Employer contribution / active EE | $6,689 | $5,170+29.4% | $4,617+44.9% | $4,869+37.4% |
| Participant deferral / active EE | $6,648 | $6,343+4.8% | $5,984+11.1% | $5,287+25.7% |
| Admin fee / account holder | $16,152 | $9,817+64.5% | $8,357+93.3% | $10,133+59.4% |