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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,125 | $176,105-53.9% | $159,474-49.1% | $167,536-51.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.50% | 331.91%-320.4pp | 263.68%-252.2pp | 478.82%-467.3pp |
| Employer contribution / active EE | $10,580 | $5,299+99.7% | $4,831+119.0% | $4,839+118.6% |
| Participant deferral / active EE | $11,458 | $7,751+47.8% | $7,353+55.8% | $6,342+80.7% |
| Admin fee / account holder | $801 | $12,559-93.6% | $10,802-92.6% | $12,315-93.5% |