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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,128 | $138,114-48.5% | $125,391-43.3% | $134,545-47.1% |
| Participation rate | 92.3% | 84.5%+7.8pp | 82.4%+9.9pp | 81.2%+11.1pp |
| Annual return | -21.68% | 750.88%-772.6pp | 572.41%-594.1pp | 418.37%-440.0pp |
| Employer contribution / active EE | $11,116 | $5,246+111.9% | $4,816+130.8% | $4,742+134.4% |
| Participant deferral / active EE | $11,403 | $7,801+46.2% | $7,448+53.1% | $6,401+78.1% |
| Admin fee / account holder | $8,152 | $11,570-29.5% | $10,009-18.5% | $11,431-28.7% |