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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,189 | $112,131+16.1% | $95,964+35.7% | $158,982-18.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 11.71% | 171.19%-159.5pp | 91.64%-79.9pp | 302.99%-291.3pp |
| Employer contribution / active EE | $1,997 | $3,199-37.6% | $2,541-21.4% | $4,763-58.1% |
| Participant deferral / active EE | $11,539 | $4,784+141.2% | $4,167+176.9% | $5,983+92.9% |
| Admin fee / account holder | $2,654 | $10,136-73.8% | $6,797-61.0% | $11,252-76.4% |