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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,035 | $124,346+35.1% | $111,306+51.0% | $167,553+0.3% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 15.14% | 37.46%-22.3pp | 54.67%-39.5pp | 478.89%-463.8pp |
| Employer contribution / active EE | $2,491 | $3,438-27.6% | $2,732-8.8% | $4,840-48.5% |
| Participant deferral / active EE | $16,071 | $5,182+210.2% | $4,488+258.1% | $6,343+153.4% |
| Admin fee / account holder | $9,058 | $10,623-14.7% | $7,966+13.7% | $12,316-26.5% |