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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,389 | $98,240-41.6% | $82,312-30.3% | $147,586-61.1% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 18.67% | 30.85%-12.2pp | 25.88%-7.2pp | 578.59%-559.9pp |
| Employer contribution / active EE | $2,690 | $3,192-15.7% | $2,428+10.8% | $4,876-44.8% |
| Participant deferral / active EE | $10,928 | $4,383+149.3% | $3,706+194.9% | $5,439+100.9% |
| Admin fee / account holder | $320 | $8,563-96.3% | $5,608-94.3% | $10,886-97.1% |