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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,300 | $172,111-75.4% | $150,298-71.9% | $137,256-69.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 21.31% | 69.37%-48.1pp | 62.79%-41.5pp | 220.34%-199.0pp |
| Employer contribution / active EE | $2,644 | $4,636-43.0% | $4,154-36.3% | $4,156-36.4% |
| Participant deferral / active EE | $5,891 | $6,166-4.5% | $5,453+8.0% | $6,407-8.0% |
| Admin fee / account holder | $3,908 | $16,471-76.3% | $14,116-72.3% | $12,270-68.2% |