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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,300 | $185,312-77.2% | $161,489-73.8% | $154,746-72.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 21.31% | 103.84%-82.5pp | 89.72%-68.4pp | 172.34%-151.0pp |
| Employer contribution / active EE | $2,644 | $4,769-44.6% | $4,268-38.0% | $4,379-39.6% |
| Participant deferral / active EE | $5,891 | $6,350-7.2% | $5,630+4.6% | $6,730-12.5% |
| Admin fee / account holder | $3,908 | $18,654-79.1% | $16,006-75.6% | $14,365-72.8% |