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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,319 | $175,257-86.1% | $149,717-83.8% | $139,456-82.6% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 25.74% | 166.70%-141.0pp | 134.41%-108.7pp | 373.45%-347.7pp |
| Employer contribution / active EE | $2,520 | $5,477-54.0% | $4,820-47.7% | $4,753-47.0% |
| Participant deferral / active EE | $5,020 | $6,521-23.0% | $5,682-11.7% | $6,711-25.2% |
| Admin fee / account holder | $786 | $16,156-95.1% | $13,213-94.0% | $11,407-93.1% |