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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,980 | $155,555-91.0% | $146,866-90.5% | $155,188-91.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 20.98% | 115.41%-94.4pp | 102.85%-81.9pp | 148.84%-127.9pp |
| Employer contribution / active EE | $3,763 | $4,647-19.0% | $4,425-15.0% | $4,248-11.4% |
| Participant deferral / active EE | $6,374 | $8,044-20.8% | $7,759-17.9% | $6,531-2.4% |
| Admin fee / account holder | $4,600 | $14,755-68.8% | $13,620-66.2% | $14,480-68.2% |