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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,849 | $138,102-94.3% | $125,381-93.7% | $134,532-94.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -6.15% | 750.73%-756.9pp | 572.31%-578.5pp | 418.27%-424.4pp |
| Employer contribution / active EE | $2,450 | $5,245-53.3% | $4,815-49.1% | $4,741-48.3% |
| Participant deferral / active EE | $3,048 | $7,801-60.9% | $7,448-59.1% | $6,401-52.4% |
| Admin fee / account holder | $11,820 | $11,568+2.2% | $10,007+18.1% | $11,429+3.4% |