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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,768 | $150,447-25.0% | $136,298-17.3% | $147,586-23.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.01% | 1049.15%-1033.1pp | 5156.27%-5140.3pp | 578.59%-562.6pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,167 | $6,631-7.0% | $6,247-1.3% | $5,439+13.4% |
| Admin fee / account holder | $1,444 | $10,906-86.8% | $9,244-84.4% | $10,886-86.7% |