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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,274 | $157,304-52.1% | $141,197-46.7% | $152,909-50.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 45.65% | 64.34%-18.7pp | 71.41%-25.8pp | 345.46%-299.8pp |
| Employer contribution / active EE | $2,918 | $5,263-44.6% | $4,736-38.4% | $4,764-38.8% |
| Participant deferral / active EE | $4,348 | $7,111-38.9% | $6,710-35.2% | $5,851-25.7% |
| Admin fee / account holder | $7,512 | $12,126-38.1% | $10,265-26.8% | $11,601-35.2% |