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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,651 | $138,114-25.0% | $125,391-17.3% | $134,545-23.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -7.87% | 750.88%-758.8pp | 572.41%-580.3pp | 418.37%-426.2pp |
| Employer contribution / active EE | $2,495 | $5,246-52.4% | $4,816-48.2% | $4,742-47.4% |
| Participant deferral / active EE | $7,094 | $7,801-9.1% | $7,448-4.8% | $6,401+10.8% |
| Admin fee / account holder | $1,308 | $11,570-88.7% | $10,009-86.9% | $11,431-88.6% |