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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,185 | $106,864-4.4% | $147,318-30.6% | $82,637+23.7% |
| Participation rate | 96.4% | 75.5%+20.9pp | 82.1%+14.4pp | 68.1%+28.4pp |
| Annual return | 30.89% | 27.49%+3.4pp | 70.43%-39.5pp | 53.51%-22.6pp |
| Employer contribution / active EE | $913 | $3,417-73.3% | $4,593-80.1% | $2,552-64.2% |
| Participant deferral / active EE | $13,016 | $6,496+100.4% | $7,906+64.6% | $4,126+215.4% |
| Admin fee / account holder | $9,606 | $8,415+14.2% | $13,708-29.9% | $7,339+30.9% |