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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,604 | $165,381-68.2% | $149,730-64.9% | $158,966-66.9% |
| Participation rate | 76.5% | 84.6%-8.1pp | 82.5%-6.0pp | 82.0%-5.5pp |
| Annual return | 17.57% | 348.29%-330.7pp | 276.70%-259.1pp | 302.95%-285.4pp |
| Employer contribution / active EE | $1,710 | $5,104-66.5% | $4,645-63.2% | $4,762-64.1% |
| Participant deferral / active EE | $8,551 | $7,182+19.1% | $6,843+25.0% | $5,983+42.9% |
| Admin fee / account holder | $11,579 | $10,809+7.1% | $9,310+24.4% | $11,250+2.9% |