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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,710 | $102,393-13.4% | $147,041-39.7% | $80,911+9.6% |
| Participation rate | 82.1% | 75.9%+6.3pp | 82.2%0pp | 67.6%+14.5pp |
| Annual return | 16.10% | 134.95%-118.9pp | 419.21%-403.1pp | 35.63%-19.5pp |
| Employer contribution / active EE | $2,368 | $3,715-36.3% | $4,935-52.0% | $2,756-14.1% |
| Participant deferral / active EE | $10,974 | $6,647+65.1% | $8,071+36.0% | $4,297+155.4% |
| Admin fee / account holder | $7,657 | $7,943-3.6% | $13,006-41.1% | $6,935+10.4% |