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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,619 | $159,978+140.4% | $147,041+161.6% | $145,978+163.5% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 28.66% | 98.36%-69.7pp | 419.21%-390.6pp | 550.52%-521.9pp |
| Employer contribution / active EE | $6,926 | $5,288+31.0% | $4,935+40.3% | $4,662+48.6% |
| Participant deferral / active EE | $7,978 | $8,429-5.3% | $8,071-1.2% | $6,690+19.3% |
| Admin fee / account holder | $90 | $15,053-99.4% | $13,006-99.3% | $13,400-99.3% |