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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,277 | $138,102+45.0% | $125,381+59.7% | $134,532+48.9% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -13.70% | 750.73%-764.4pp | 572.31%-586.0pp | 418.27%-432.0pp |
| Employer contribution / active EE | $8,236 | $5,245+57.0% | $4,815+71.0% | $4,741+73.7% |
| Participant deferral / active EE | $11,018 | $7,801+41.2% | $7,448+47.9% | $6,401+72.1% |
| Admin fee / account holder | $267,707 | $11,568+2214.2% | $10,007+2575.2% | $11,429+2242.4% |