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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,783 | $148,623+85.6% | $135,974+102.8% | $139,466+97.7% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 23.35% | 79.30%-55.9pp | 68.30%-45.0pp | 373.66%-350.3pp |
| Employer contribution / active EE | $6,668 | $5,246+27.1% | $4,859+37.2% | $4,754+40.3% |
| Participant deferral / active EE | $7,705 | $8,103-4.9% | $7,760-0.7% | $6,712+14.8% |
| Admin fee / account holder | $120 | $12,406-99.0% | $10,767-98.9% | $11,409-98.9% |