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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,895 | $209,336+81.5% | $197,124+92.7% | $137,256+176.8% |
| Participation rate | 81.8% | 87.3%-5.5pp | 86.7%-4.9pp | 80.0%+1.9pp |
| Annual return | 17.65% | 48.09%-30.4pp | 44.34%-26.7pp | 220.34%-202.7pp |
| Employer contribution / active EE | $3,883 | $6,591-41.1% | $6,227-37.7% | $4,156-6.6% |
| Participant deferral / active EE | $18,121 | $9,614+88.5% | $9,135+98.4% | $6,407+182.8% |
| Admin fee / account holder | $10,077 | $17,308-41.8% | $16,298-38.2% | $12,270-17.9% |