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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,519 | $160,059-22.8% | $140,019-11.8% | $135,379-8.8% |
| Participation rate | 72.2% | 88.5%-16.3pp | 87.5%-15.3pp | 82.6%-10.4pp |
| Annual return | -8.07% | 911.44%-919.5pp | 651.15%-659.2pp | 519.79%-527.9pp |
| Employer contribution / active EE | $7,142 | $6,420+11.2% | $5,605+27.4% | $4,779+49.4% |
| Participant deferral / active EE | $12,026 | $7,641+57.4% | $6,927+73.6% | $5,609+114.4% |
| Admin fee / account holder | $316 | $13,328-97.6% | $10,705-97.1% | $10,828-97.1% |