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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,484 | $69,012+267.3% | $160,037+58.4% | $68,490+270.1% |
| Participation rate | 95.2% | 65.4%+29.7pp | 78.0%+17.2pp | 67.9%+27.3pp |
| Annual return | -15.27% | -9.65%-5.6pp | 408.95%-424.2pp | -7.85%-7.4pp |
| Employer contribution / active EE | $9,892 | $2,212+347.1% | $4,226+134.1% | $2,597+280.9% |
| Participant deferral / active EE | $4,003 | $4,212-5.0% | $6,184-35.3% | $4,028-0.6% |
| Admin fee / account holder | $9,059 | $4,798+88.8% | $8,716+3.9% | $5,403+67.7% |