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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,759 | $79,449+283.6% | $189,575+60.8% | $85,847+255.0% |
| Participation rate | 93.3% | 66.0%+27.3pp | 78.4%+14.9pp | 69.3%+24.0pp |
| Annual return | 15.66% | 18.45%-2.8pp | 64.19%-48.5pp | 318.61%-302.9pp |
| Employer contribution / active EE | $6,358 | $2,081+205.5% | $4,412+44.1% | $2,565+147.8% |
| Participant deferral / active EE | $4,149 | $4,051+2.4% | $6,174-32.8% | $3,952+5.0% |
| Admin fee / account holder | $7,498 | $5,377+39.4% | $9,806-23.5% | $6,261+19.8% |