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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,177 | $72,027+286.2% | $185,861+49.7% | $79,856+248.3% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 16.14% | 23.13%-7.0pp | 35.96%-19.8pp | 31.71%-15.6pp |
| Employer contribution / active EE | $5,948 | $1,965+202.7% | $4,088+45.5% | $2,471+140.7% |
| Participant deferral / active EE | $4,078 | $3,780+7.9% | $5,634-27.6% | $3,741+9.0% |
| Admin fee / account holder | $17,153 | $4,513+280.1% | $9,503+80.5% | $5,306+223.2% |