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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,659 | $65,395+301.6% | $182,558+43.9% | $72,976+259.9% |
| Participation rate | 88.5% | 65.4%+23.1pp | 78.0%+10.5pp | 69.5%+19.0pp |
| Annual return | 22.49% | 27.68%-5.2pp | 148.59%-126.1pp | 81.02%-58.5pp |
| Employer contribution / active EE | $5,124 | $1,911+168.1% | $4,076+25.7% | $2,440+110.0% |
| Participant deferral / active EE | $3,578 | $3,563+0.4% | $5,526-35.2% | $3,608-0.8% |
| Admin fee / account holder | $9,820 | $4,245+131.3% | $8,594+14.3% | $5,124+91.6% |