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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,953 | $95,383-71.7% | $185,837-85.5% | $85,856-68.6% |
| Participation rate | 33.3% | 68.8%-35.4pp | 81.7%-48.4pp | 69.3%-36.0pp |
| Annual return | 19.68% | 23.59%-3.9pp | 122.08%-102.4pp | 318.58%-298.9pp |
| Employer contribution / active EE | $672 | $3,313-79.7% | $5,168-87.0% | $2,565-73.8% |
| Participant deferral / active EE | $1,580 | $3,423-53.8% | $5,568-71.6% | $3,952-60.0% |
| Admin fee / account holder | $201 | $7,213-97.2% | $16,241-98.8% | $6,261-96.8% |