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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,317 | $73,848-68.4% | $143,799-83.8% | $68,486-66.0% |
| Participation rate | 30.8% | 66.7%-35.9pp | 80.3%-49.5pp | 67.9%-37.1pp |
| Annual return | -18.30% | 0.91%-19.2pp | -0.04%-18.3pp | -7.85%-10.4pp |
| Employer contribution / active EE | $551 | $3,184-82.7% | $4,952-88.9% | $2,597-78.8% |
| Participant deferral / active EE | $1,025 | $3,385-69.7% | $5,638-81.8% | $4,028-74.5% |
| Admin fee / account holder | $3,059 | $5,755-46.9% | $14,677-79.2% | $5,404-43.4% |