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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,932 | $75,962-90.9% | $154,108-95.5% | $64,173-89.2% |
| Participation rate | 20.2% | 70.4%-50.2pp | 83.0%-62.8pp | 69.6%-49.3pp |
| Annual return | 0.00% | 30.32%-30.3pp | 735.21%-735.2pp | 7.63%-7.6pp |
| Employer contribution / active EE | $472 | $3,350-85.9% | $5,298-91.1% | $2,381-80.2% |
| Participant deferral / active EE | $1,014 | $3,175-68.0% | $5,081-80.0% | $3,470-70.8% |
| Admin fee / account holder | $8 | $5,589-99.9% | $13,411-99.9% | $4,887-99.8% |