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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,833 | $159,978-35.1% | $147,041-29.4% | $145,978-28.9% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 15.71% | 98.36%-82.7pp | 419.21%-403.5pp | 550.52%-534.8pp |
| Employer contribution / active EE | $2,601 | $5,288-50.8% | $4,935-47.3% | $4,662-44.2% |
| Participant deferral / active EE | $5,189 | $8,429-38.4% | $8,071-35.7% | $6,690-22.4% |
| Admin fee / account holder | $268 | $15,053-98.2% | $13,006-97.9% | $13,400-98.0% |