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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,463 | $157,296-67.9% | $141,191-64.3% | $152,897-67.0% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 20.45% | 64.34%-43.9pp | 71.41%-51.0pp | 345.43%-325.0pp |
| Employer contribution / active EE | $1,820 | $5,262-65.4% | $4,736-61.6% | $4,764-61.8% |
| Participant deferral / active EE | $4,148 | $7,111-41.7% | $6,710-38.2% | $5,851-29.1% |
| Admin fee / account holder | $888 | $12,125-92.7% | $10,264-91.3% | $11,599-92.3% |