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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,596 | $138,102-30.8% | $125,381-23.8% | $134,532-28.9% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -16.37% | 750.73%-767.1pp | 572.31%-588.7pp | 418.27%-434.6pp |
| Employer contribution / active EE | $2,417 | $5,245-53.9% | $4,815-49.8% | $4,741-49.0% |
| Participant deferral / active EE | $5,243 | $7,801-32.8% | $7,448-29.6% | $6,401-18.1% |
| Admin fee / account holder | $9,316 | $11,568-19.5% | $10,007-6.9% | $11,429-18.5% |