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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,774 | $111,814-32.2% | $103,374-26.7% | $145,959-48.1% |
| Participation rate | 68.8% | 77.9%-9.2pp | 74.5%-5.8pp | 80.3%-11.5pp |
| Annual return | 11.07% | 24.77%-13.7pp | 24.89%-13.8pp | 561.95%-550.9pp |
| Employer contribution / active EE | $3,338 | $4,214-20.8% | $3,869-13.7% | $4,661-28.4% |
| Participant deferral / active EE | $5,735 | $5,618+2.1% | $5,058+13.4% | $6,689-14.3% |
| Admin fee / account holder | $1,692 | $9,754-82.6% | $8,394-79.8% | $13,398-87.4% |