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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,580 | $228,395-80.5% | $185,861-76.0% | $158,982-72.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 19.10% | 40.82%-21.7pp | 35.96%-16.9pp | 302.99%-283.9pp |
| Employer contribution / active EE | $3,600 | $4,968-27.5% | $4,088-11.9% | $4,763-24.4% |
| Participant deferral / active EE | $7,603 | $6,417+18.5% | $5,634+35.0% | $5,983+27.1% |
| Admin fee / account holder | $1,138 | $11,869-90.4% | $9,503-88.0% | $11,252-89.9% |