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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,098 | $225,673-49.9% | $203,872-44.5% | $155,188-27.1% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 19.06% | 95.91%-76.9pp | 85.11%-66.1pp | 148.84%-129.8pp |
| Employer contribution / active EE | $6,537 | $4,099+59.5% | $3,757+74.0% | $4,248+53.9% |
| Participant deferral / active EE | $9,612 | $6,893+39.4% | $6,388+50.5% | $6,531+47.2% |
| Admin fee / account holder | $576 | $12,327-95.3% | $11,730-95.1% | $14,480-96.0% |