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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,885 | $227,633-74.6% | $189,597-69.5% | $167,553-65.5% |
| Participation rate | 84.6% | 82.5%+2.1pp | 78.4%+6.2pp | 82.1%+2.5pp |
| Annual return | 16.01% | 78.45%-62.4pp | 64.20%-48.2pp | 478.89%-462.9pp |
| Employer contribution / active EE | $3,152 | $5,317-40.7% | $4,412-28.6% | $4,840-34.9% |
| Participant deferral / active EE | $5,274 | $7,003-24.7% | $6,174-14.6% | $6,343-16.9% |
| Admin fee / account holder | $702 | $11,879-94.1% | $9,807-92.8% | $12,316-94.3% |