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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,164 | $68,573+3.8% | $120,368-40.9% | $80,874-12.0% |
| Participation rate | 100.0% | 61.6%+38.4pp | 71.9%+28.1pp | 67.6%+32.4pp |
| Annual return | 11.79% | 23.61%-11.8pp | 107.26%-95.5pp | 35.62%-23.8pp |
| Employer contribution / active EE | $6,600 | $2,052+221.7% | $3,465+90.5% | $2,756+139.5% |
| Participant deferral / active EE | $7,673 | $3,174+141.7% | $4,991+53.7% | $4,297+78.6% |
| Admin fee / account holder | $11,826 | $5,734+106.3% | $9,429+25.4% | $6,935+70.5% |