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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,164 | $68,852+3.4% | $120,524-41.0% | $80,925-12.1% |
| Participation rate | 100.0% | 61.6%+38.4pp | 71.9%+28.1pp | 67.7%+32.3pp |
| Annual return | 11.79% | 23.67%-11.9pp | 107.36%-95.6pp | 35.65%-23.9pp |
| Employer contribution / active EE | $6,600 | $2,063+219.9% | $3,469+90.3% | $2,756+139.5% |
| Participant deferral / active EE | $7,673 | $3,187+140.8% | $4,994+53.7% | $4,299+78.5% |
| Admin fee / account holder | $11,826 | $5,781+104.6% | $9,440+25.3% | $6,940+70.4% |