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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,164 | $68,880+3.3% | $120,580-41.0% | $80,959-12.1% |
| Participation rate | 100.0% | 61.7%+38.3pp | 72.0%+28.0pp | 67.7%+32.3pp |
| Annual return | 11.79% | 23.68%-11.9pp | 107.48%-95.7pp | 35.67%-23.9pp |
| Employer contribution / active EE | $6,600 | $2,066+219.4% | $3,469+90.3% | $2,757+139.4% |
| Participant deferral / active EE | $7,673 | $3,191+140.5% | $4,995+53.6% | $4,300+78.4% |
| Admin fee / account holder | $11,826 | $5,785+104.4% | $9,418+25.6% | $6,925+70.8% |