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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,050 | $64,324-16.0% | $118,946-54.6% | $79,852-32.3% |
| Participation rate | 100.0% | 64.9%+35.1pp | 75.4%+24.6pp | 69.6%+30.4pp |
| Annual return | 5.14% | 86.45%-81.3pp | 35.89%-30.7pp | 31.72%-26.6pp |
| Employer contribution / active EE | $5,076 | $1,836+176.4% | $3,263+55.5% | $2,471+105.4% |
| Participant deferral / active EE | $5,303 | $2,824+87.8% | $4,266+24.3% | $3,740+41.8% |
| Admin fee / account holder | $9,188 | $4,040+127.4% | $6,581+39.6% | $5,306+73.2% |