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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,842 | $79,209-54.8% | $102,434-65.0% | $74,459-51.9% |
| Participation rate | 43.8% | 74.8%-31.0pp | 76.5%-32.7pp | 67.2%-23.4pp |
| Annual return | 19.29% | 54.98%-35.7pp | 29.46%-10.2pp | 1369.70%-1350.4pp |
| Employer contribution / active EE | $1,001 | $2,362-57.6% | $3,023-66.9% | $2,626-61.9% |
| Participant deferral / active EE | $2,961 | $4,417-33.0% | $5,055-41.4% | $4,350-31.9% |
| Admin fee / account holder | $530 | $2,002-73.5% | $9,462-94.4% | $1,945-72.7% |