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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,898 | $85,515-47.5% | $112,040-59.9% | $67,986-34.0% |
| Participation rate | 43.5% | 68.2%-24.7pp | 76.5%-33.0pp | 57.2%-13.7pp |
| Annual return | 17.51% | 29.68%-12.2pp | 24.52%-7.0pp | 31.67%-14.2pp |
| Employer contribution / active EE | $1,176 | $2,191-46.3% | $2,954-60.2% | $2,019-41.7% |
| Participant deferral / active EE | $3,054 | $4,014-23.9% | $5,098-40.1% | $3,358-9.1% |
| Admin fee / account holder | $1,989 | $3,774-47.3% | $12,098-83.6% | $3,203-37.9% |