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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,898 | $81,334-44.8% | $113,397-60.4% | $64,097-30.0% |
| Participation rate | 43.5% | 65.6%-22.2pp | 76.5%-33.0pp | 55.2%-11.7pp |
| Annual return | 17.51% | 32.50%-15.0pp | 23.20%-5.7pp | 34.64%-17.1pp |
| Employer contribution / active EE | $1,176 | $2,077-43.4% | $2,977-60.5% | $1,891-37.8% |
| Participant deferral / active EE | $3,054 | $3,795-19.5% | $5,076-39.8% | $3,080-0.8% |
| Admin fee / account holder | $1,989 | $4,208-52.7% | $11,957-83.4% | $3,454-42.4% |