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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,869 | $58,828-57.7% | $78,002-68.1% | $62,881-60.5% |
| Participation rate | 41.1% | 71.1%-30.0pp | 75.5%-34.5pp | 69.3%-28.2pp |
| Annual return | 5.93% | 17.16%-11.2pp | 425.99%-420.1pp | 20.14%-14.2pp |
| Employer contribution / active EE | $484 | $1,672-71.1% | $2,470-80.4% | $2,281-78.8% |
| Participant deferral / active EE | $1,384 | $2,686-48.5% | $3,497-60.4% | $3,203-56.8% |
| Admin fee / account holder | $1,235 | $4,393-71.9% | $5,481-77.5% | $4,296-71.3% |