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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,911 | $180,459+19.1% | $154,108+39.5% | $135,380+58.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.37% | 888.21%-896.6pp | 735.21%-743.6pp | 519.81%-528.2pp |
| Employer contribution / active EE | $7,017 | $6,035+16.3% | $5,298+32.5% | $4,779+46.8% |
| Participant deferral / active EE | $11,538 | $5,806+98.7% | $5,081+127.1% | $5,609+105.7% |
| Admin fee / account holder | $1,396 | $16,145-91.4% | $13,411-89.6% | $10,828-87.1% |