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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,565 | $181,896+36.7% | $156,551+58.8% | $273,972-9.3% |
| Participation rate | 86.7% | 88.4%-1.7pp | 84.0%+2.7pp | 83.0%+3.7pp |
| Annual return | 29.78% | 30.74%-1.0pp | 32.23%-2.4pp | 41.46%-11.7pp |
| Employer contribution / active EE | $6,062 | $6,248-3.0% | $5,501+10.2% | $4,869+24.5% |
| Participant deferral / active EE | $10,397 | $5,550+87.3% | $4,871+113.4% | $5,287+96.6% |
| Admin fee / account holder | $635 | $15,560-95.9% | $13,028-95.1% | $10,133-93.7% |