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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,239 | $198,457+22.6% | $170,435+42.7% | $147,586+64.8% |
| Participation rate | 94.4% | 88.0%+6.5pp | 83.6%+10.8pp | 82.8%+11.6pp |
| Annual return | 13.12% | 257.30%-244.2pp | 205.94%-192.8pp | 578.59%-565.5pp |
| Employer contribution / active EE | $5,668 | $6,183-8.3% | $5,432+4.3% | $4,876+16.2% |
| Participant deferral / active EE | $9,527 | $5,629+69.2% | $4,939+92.9% | $5,439+75.2% |
| Admin fee / account holder | $9,868 | $16,852-41.4% | $13,881-28.9% | $10,886-9.4% |