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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,679 | $73,955-16.6% | $96,520-36.1% | $75,181-18.0% |
| Participation rate | 53.8% | 66.4%-12.6pp | 74.3%-20.5pp | 67.2%-13.4pp |
| Annual return | 16.59% | 26.72%-10.1pp | 35.72%-19.1pp | 160.69%-144.1pp |
| Employer contribution / active EE | $1,928 | $2,930-34.2% | $3,739-48.4% | $2,671-27.8% |
| Participant deferral / active EE | $5,123 | $3,659+40.0% | $4,879+5.0% | $4,126+24.2% |
| Admin fee / account holder | $5,239 | $5,217+0.4% | $6,733-22.2% | $5,650-7.3% |