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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,807 | $65,364-45.2% | $92,909-61.5% | $72,975-50.9% |
| Participation rate | 53.4% | 68.3%-14.9pp | 76.0%-22.6pp | 69.5%-16.0pp |
| Annual return | 23.82% | 42.11%-18.3pp | 109.44%-85.6pp | 81.01%-57.2pp |
| Employer contribution / active EE | $1,660 | $2,594-36.0% | $3,653-54.6% | $2,440-32.0% |
| Participant deferral / active EE | $3,274 | $3,128+4.7% | $4,238-22.7% | $3,608-9.2% |
| Admin fee / account holder | $1,305 | $4,251-69.3% | $5,795-77.5% | $5,124-74.5% |