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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,795 | $72,269-39.4% | $101,271-56.8% | $79,852-45.2% |
| Participation rate | 62.5% | 68.5%-6.0pp | 75.8%-13.3pp | 69.6%-7.1pp |
| Annual return | 17.40% | 22.29%-4.9pp | 46.48%-29.1pp | 31.72%-14.3pp |
| Employer contribution / active EE | $1,648 | $2,692-38.8% | $3,660-55.0% | $2,471-33.3% |
| Participant deferral / active EE | $3,568 | $3,282+8.7% | $4,371-18.4% | $3,740-4.6% |
| Admin fee / account holder | $1,817 | $4,401-58.7% | $5,948-69.4% | $5,306-65.8% |