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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,938 | $114,013-43.0% | $103,693-37.4% | $155,188-58.2% |
| Participation rate | 42.9% | 75.2%-32.3pp | 72.6%-29.8pp | 80.8%-37.9pp |
| Annual return | 9.60% | 49.31%-39.7pp | 47.61%-38.0pp | 148.84%-139.2pp |
| Employer contribution / active EE | $928 | $3,131-70.4% | $2,920-68.2% | $4,248-78.2% |
| Participant deferral / active EE | $1,642 | $4,970-67.0% | $4,579-64.2% | $6,531-74.9% |
| Admin fee / account holder | $12,891 | $8,407+53.3% | $7,858+64.0% | $14,480-11.0% |