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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,578 | $88,778-0.2% | $81,844+8.2% | $145,884-39.3% |
| Participation rate | 28.6% | 75.1%-46.5pp | 72.4%-43.8pp | 80.3%-51.7pp |
| Annual return | 10.62% | 1033.03%-1022.4pp | 778.87%-768.2pp | 551.85%-541.2pp |
| Employer contribution / active EE | $698 | $3,087-77.4% | $2,916-76.1% | $4,662-85.0% |
| Participant deferral / active EE | $1,150 | $4,648-75.3% | $4,323-73.4% | $6,690-82.8% |
| Admin fee / account holder | $17,317 | $8,430+105.4% | $7,355+135.4% | $13,392+29.3% |