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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,821 | $92,766+28.1% | $82,763+43.6% | $134,545-11.7% |
| Participation rate | 18.2% | 75.2%-57.0pp | 72.6%-54.4pp | 81.2%-63.1pp |
| Annual return | -12.84% | 946.97%-959.8pp | 702.45%-715.3pp | 418.37%-431.2pp |
| Employer contribution / active EE | $333 | $3,273-89.8% | $3,008-88.9% | $4,742-93.0% |
| Participant deferral / active EE | $1,422 | $4,802-70.4% | $4,395-67.7% | $6,401-77.8% |
| Admin fee / account holder | $791 | $5,978-86.8% | $5,325-85.2% | $11,431-93.1% |