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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,418 | $103,038+4.3% | $90,324+18.9% | $152,909-29.8% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 12.37% | 95.25%-82.9pp | 78.15%-65.8pp | 345.46%-333.1pp |
| Employer contribution / active EE | $846 | $3,141-73.1% | $2,856-70.4% | $4,764-82.2% |
| Participant deferral / active EE | $1,076 | $4,282-74.9% | $3,885-72.3% | $5,851-81.6% |
| Admin fee / account holder | $9,815 | $6,177+58.9% | $5,356+83.3% | $11,601-15.4% |