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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,571 | $110,240-72.3% | $96,544-68.3% | $139,487-78.1% |
| Participation rate | 61.9% | 78.1%-16.2pp | 76.0%-14.1pp | 80.3%-18.4pp |
| Annual return | 20.88% | 26.41%-5.5pp | 25.88%-5.0pp | 373.84%-353.0pp |
| Employer contribution / active EE | $1,003 | $3,622-72.3% | $2,966-66.2% | $4,755-78.9% |
| Participant deferral / active EE | $3,068 | $5,549-44.7% | $4,851-36.8% | $6,713-54.3% |
| Admin fee / account holder | $72 | $11,602-99.4% | $8,254-99.1% | $11,407-99.4% |